Retirement
Total received and how much was growth
Total tells you the gross stream; growth isolates how much of it came from investment returns rather than your original money.
The Formula
Total = PMT x n; Growth = PMT x n - PV
Total tells you the gross stream; growth isolates how much of it came from investment returns rather than your original money.
| Symbol | Meaning | Unit | Notes |
|---|---|---|---|
| G | Growth portion of the payout stream | currency | A large share relative to PV means the answer depends heavily on the return assumption. |
What Each Symbol Means
Gcurrency
Growth portion of the payout stream
A large share relative to PV means the answer depends heavily on the return assumption.
See It Worked With Real Numbers
A formula on its own does not tell you which number goes where. The how to calculate annuity payments page applies this equation to a concrete case, shows every intermediate step, and names the mistakes that produce a wrong answer even when the algebra is right.
Where This Formula Appears
This equation is the working core of How To Calculate Annuity Payments, filed under Finance. Every number the guide produces comes from substituting into this one line.