Why inflation matters
$100 in 1990 has the purchasing power of about $235 today. Over 30+ years your money loses more than half its value at average US inflation. Long-term savers need real returns (above inflation) to actually grow wealth.
Beat inflation with
- Stocks — historically 7% real return
- Real estate — cash flow + appreciation
- TIPS (Treasury Inflation-Protected Securities)
- I-Bonds — currently up to 5%+ with inflation adjustments