Finance

Depreciation Calculator

Straight-line depreciation spreads an asset's cost evenly over its useful life. This calculator shows the annual and monthly depreciation expense and the total amount that will be written off.

Estimates only. This tool is provided for educational purposes and is not financial advice. It models the figures you enter — it does not know your credit terms, local taxes, or fees. Talk to a licensed adviser before making a decision.

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How to use the depreciation calculator

  1. Enter the asset cost - what you paid for it.
  2. Enter the salvage value you expect at the end of its life.
  3. Enter the useful life in years.
  4. Read the annual and monthly depreciation and the depreciable base.

Straight-line in plain terms

The depreciable base is the cost minus salvage. Divide that by the life to get the same expense every year, which is the simplest and most common depreciation method.

A worked example

A $25,000 machine with $3,000 salvage and an 8-year life has a depreciable base of $22,000. The annual depreciation is $2,750 and the monthly expense is about $229.

Other methods exist

Declining-balance and units-of-production methods front-load or tie expense to usage. This calculator uses straight-line; switch methods with your accountant's guidance.

Frequently asked questions

What is straight-line depreciation?

It spreads the depreciable base evenly across the asset's useful life, giving the same expense each year.

What is salvage value?

It is the estimated resale or scrap value of the asset at the end of its useful life, subtracted from cost before depreciation.

What if salvage is zero?

Then the full cost is depreciated. Enter 0 for salvage value and the whole cost becomes the depreciable base.

Does this handle partial years?

This version assumes full years. For a mid-year purchase, prorate the first year's expense manually.

Is depreciation a cash outflow?

No. It is a non-cash accounting expense that reduces taxable income but does not move cash.

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